Working Capital Hub Insights - where knowledge and experience come together

Explore curated working capital hub insights – from quick fact sheets to in-depth best practice manuals.

Leverage our expertise in working capital, cashflow, and the cash conversion cycle so you can focus on innovating, scaling, and building resilience.

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Explore the Working Capital Hub Insights Library

Discover practical resources designed to help you master working capital. Filter by category or search to find exactly what you need – from quick references to deep-dive best practice guides.

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Check out My Academy Hub for structured courses and certifications.

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Working Capital Hub Insights Library – All Resources in One Place

Browse the full library of Working Capital Hub Core Insights. Filter by category or search to quickly find fact sheets, thought leadership, best practice manuals, and market insights that match your needs.

FinProdAI Thought Leadership - AI Powered Credit Analysis

AI-Powered Credit Analysis: How Automation and Software Are Transforming B2B Lending

AI is transforming credit analysis - not by replacing analysts, but by removing the manual work that slows decisions and traps capital in receivables. It’s not credit analysis that harms
Working Capital Hub - Insights - Supply Chain Bias

The Hidden Enemy of Working Capital: How Supply Chain Bias Drains Cash and Agility

Supply chain bias is the hidden force that makes working capital improvements stall. When functions optimize for themselves, the business as a whole loses. This article explores how bias creeps
Working capital Hub - Accounts Receivable: Complete Guide, Metrics & Best Practices

Accounts Receivable: Complete Guide, Metrics & Best Practices

Accounts Receivable is more than “waiting to be paid.” It is a strategic balance between supporting customer growth and protecting your own liquidity. This guide explains AR fundamentals, credit risk,
Working capital Hub - Accounts Payable: Complete Guide, Metrics & Best Practices

Accounts Payable: Complete Guide, Metrics & Best Practices

Accounts Payable is more than paying bills — it’s a financing tool, a supplier relationship lever, and a driver of working capital efficiency. This guide explores AP fundamentals, processes, metrics,
13 week short-term cash flow forecast - graph

Short-Term Cash Flow Forecast (STCF): Definition, 13-Week Model, and Best Practices

Cash is lived daily, not just reported quarterly. A short-term cash flow forecast (STCF) gives companies the visibility to anticipate risks, make smarter decisions, and protect resilience. This in-depth guide
Working Capital Hub - Insights - Working Capital Setpoint

The Operating Working Capital Setpoint: Finding the Sweet Spot Between Cash, Growth, and Resilience

Working capital is no longer financial housekeeping — it’s a battleground for growth and resilience. At the center lies the Operating Working Capital Setpoint: the sweet spot where efficiency and

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Latest Perspectives – Quick Takes from the Hub

Explore concise viewpoints on working capital, cashflow, and the cash conversion cycle. These short-form perspectives highlight timely trends and practical observations – designed to complement our in-depth Insight Library with fast, actionable takeaways.

Working Capital Hub - If Working Capital Won't Improve You're Battling Bias - Not Constraints

If Working Capital Won’t Improve, You’re Battling Bias – Not Constraints

Many companies don’t struggle with operating working capital because of poor forecasts or long lead times. They struggle because of Supply Chain Bias - the hidden force of assumptions, incentives,
Last 8 of Supply Chains - Where Bias and Avoidance Undermine Performance

The “Last 8%” of Supply Chains: Where Bias and Avoidance Undermine Performance

The “last 8%” problem, as described by JP Pawliw, refers to the critical conversations and decisions teams routinely avoid - stopping just short of addressing the hardest truths. This dynamic
5 Working Capital Misconceptions That Could Be Costing You Growth

5 Working Capital Misconceptions That Could Be Costing You Growth

Too many companies still believe myths and working capital misconceptions like “less working capital is always better” or “it’s finance’s problem.” Here’s why these misconceptions are costly - and how
13-Week Cash Flow Forecast Pitfalls

13-Week Cash Flow Forecast Pitfalls (and How to Avoid Them)

Avoid common 13-week cash flow forecast pitfalls. See the six mistakes - from double-counting to optimism bias - and how to fix them. Cash flow forecasts are meant to create

Common Mistakes in Benchmarking Working Capital – and What to Do Instead

Benchmarking working capital can easily backfire. Industry averages flatten reality, and common mistakes in benchmarking working capital - like stretching payables too far or cutting buffers blindly - leave companies

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Turn ideas into skills. Explore our accredited working capital courses and apply insights directly in your role.

Frequently Asked Questions on Working Capital Management

From cashflow and the cash conversion cycle to profitability and resilience, these Working Capital Hub Insights FAQs explain why strong working capital practices matter for long-term business success.

Working capital management is the process of balancing current assets and liabilities to keep operations running smoothly. Its role goes far beyond liquidity: strong practices safeguard profitable growth by freeing up capital for investment, improving return on capital employed (ROCE), and strengthening financial resilience.

 

By aligning cash flow with business cycles, reducing reliance on external financing, and improving margins through lower interest costs, effective working capital management becomes both a profitability driver and a foundation for long-term growth. It also shapes daily operations, ensuring suppliers are paid on time, customers are billed and collected promptly, and every process contributes positively to cash and performance.

The cash conversion cycle (CCC) measures how quickly investments in inventory and receivables turn back into cash. More than a liquidity indicator, CCC is a barometer of competitiveness: a faster cycle means more cash available for growth and innovation without sacrificing profitability.

 

By reducing financing costs and improving cash predictability, companies strengthen both margins and resilience. At the same time, improvements in areas like inventory turnover, billing accuracy, and supplier terms directly shorten the cycle, enhance profitability, and safeguard sustainable growth.

Working capital optimization is about finding the right balance between liquidity and profitability. Companies that succeed build stronger balance sheets, freeing up capital to invest in innovation, expansion, and acquisitions. They also apply proven tools such as supply chain finance, dynamic discounting, and more accurate cash forecasting to reduce cost of capital and improve margins.

 

On an operational level, everyday practices - from better demand planning and timely invoicing to closer supplier collaboration - all play a part in strengthening liquidity, enhancing profitability, and creating the conditions for long-term growth.

You can explore them in our Hub Insights library, which brings together fact sheets, thought leadership articles, best practice manuals, and market insights. These resources show how effective working capital management drives long-term value creation, strengthens margins, and improves resilience, while also providing practical frameworks and benchmarks to guide decision-making.

 

Alongside strategic perspectives, you’ll also find hands-on methods that finance, procurement, and operations teams can apply in their daily work to optimize cash flow, profitability, and growth.

Yes. Beyond fact sheets, best practice manuals, and market insights, the Hub also offers accredited online courses in working capital management through its dynamic learning center My Academy Hub.

 

These programs combine practical frameworks with industry-recognized standards, giving professionals the skills to optimize cash flow, improve profitability, and safeguard long-term growth. The accreditation provides formal recognition of expertise, helping both individuals and organizations build stronger capabilities in managing working capital effectively.

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Can’t find what you’re looking for in Working Capital Hub Insights? Let us know – We continuously update our resources to keep them relevant and impactful.

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Work smarter with Working Capital Hub Insights – your source of curated insights and practical tools to strengthen cash flow and business performance.

Take your expertise further with MyAcademyHub.com, home to CPD-accredited online training courses designed by practitioners with real-world experience.

Accreditation ensures your learning is structured, high-quality, and professionally recognized – giving you the credibility, career advantage, and confidence to apply working capital strategies that deliver measurable results.

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