AI-Powered Credit Analysis: How Automation and Software Are Transforming B2B Lending
AI is transforming credit analysis – not by replacing analysts, but by removing the manual work that slows decisions and traps capital in receivables. It’s not credit analysis that harms working capital – it’s the way it’s executed. When processes are slow, manual, and inconsistent, decisions stall, AR risk increases, and cash gets locked in overdue balances. With generative AI, credit teams can accelerate cash conversion, improve working capital, and focus on true judgment rather than administration. The result? Faster, more consistent credit decisions – and a healthier balance between liquidity, risk, and growth.